Making the right choice: Waggel vs Petplan.
Wondering who the best pet insurance provider is for you? Don’t worry, we did the research so you don’t have to. See how Waggel compares.
Data correct as of May 2024
Waggel provides more security than other providers, including Petplan.
If you’re considering purchasing pet insurance, you might be weighing up your options between Waggel and Petplan. Here, we’ve done the work to compare the features of both brands to give you the confidence that your pet will be covered when they need it most.
We’ll review things like coverage and excess, the flexibility to change your policy as your pet ages without additional claim costs and extra benefits for you and your pet like free behavioural and nutrition consultations, access to 24/7 vet video consultations, and exclusive member rewards.
At Waggel, we provide the best possible insurance for your pet.
Compare Waggel and Petplan.
✅ Included⠀⠀❌ Not Included
Data correct as of August 2024
*Prices are based on a one-year-old, female Labrador living in London
Waggel: £4,000 coverage, £100 excess
Petplan: £4,000 coverage, £110 excess
Prices were gathered on 16 August 2024 and are for the same pet, living in the same household.
What makes Waggel different.
Waggel lets you adjust your coverage and excess.
With Waggel, you can customise your flexible policy by choosing from seven Annual Limit options (£1,000 to £15,000) and six excess options (£0 to £500). We’re one of the only providers that let you to adjust your Annual Limit and excess limits at renewal.
Petplan might not let you change your coverage and excess.
Petplan’s options are limited to just three Lifetime coverage options (£4,000 to £12,000) and a fixed excess of £120 for dogs and £105 for cats (breed-dependent). There is no guarantee that you can adjust coverage or excess at renewal with Petplan.
Waggel offers Lifetime cover for any pet regardless of age.
At Waggel, you can take out a new Lifetime policy for your older pet and rest easy knowing you’ll have continuous coverage throughout their lifetime.
Petplan offers no Lifetime cover for older pets.
Petplan doesn’t offer new Lifetime policies for dogs older than 7 years old, and cats older than 10. After this age, you will only be able to purchase a time-covered policy so your pet won’t be covered for long-term conditions.
With Waggel, there are no co-payments for your pet as they age.
At Waggel, we want to support your pet throughout their lifetime. We don't require co-payments at any age - allowing you to keep control over your pet's healthcare expenses.
With Petplan, you'll pay an additional 20% co-payment as your pet ages.
Petplan requires you to pay an additional 20% of each claim once your pet reaches the age of 10, or 7 for some breeds - this is a common practice for pet insurance brands.
All of our claims are assessed by UK-based vet nurses, Petplan's aren’t.
A personal Customer Champion.
At Waggel, we’ll set you up with a dedicated Customer Champion with hands-on experience of the claims process, ensuring you have access to knowledge and expertise throughout your time with us. This is not the case for Petplan.
Waggel offers exclusive member benefits.
Free vet video calls with Joii.
We've partnered with Joii to bring Waggel members exclusive access to 24/7 online vet care. Schedule immediate consultations and connect with a qualified UK-based vet through one easy-to-use app.
Free behaviourist & nutritionist video calls.
Waggel members get access to free consultations with Companion Animal Wellness, a team of behaviour and nutrition practitioners to assist you and your beloved furry friends. With their knowledge and experience, whatever the problem, they're here to help.
Your bespoke reward partners.
Butternut Box.
Fresh, home-cooked dog food, perfectly portioned and delivered to your door.
Biscuit Pet Care.
A free-to-use pet rewards app that treats you for walking and taking care of your dog.
TrustedHousesitters.
Free & unique home stays around the world, in exchange for caring for adorable pets.
Protect My Pet.
Tailored flea, tick and worm protection your pet needs, delivered monthly to your door. All sizes & breeds.
Pet Database.
Pet Database the only free database containing the details of microchipped pets with a UK-wide lost pet service.
Waggel goes further than Petplan.
Waggel was created to make pet insurance simpler and more human. In our opinion, traditional pet insurance had become overly complicated, leaving many pet owners regretting their policy choices. We believe it's our responsibility to ensure you have the right policy and support every step of the pet ownership journey, even when you’re not claiming.
