Making the right choice: Waggel vs Animal Friends.
Wondering who the best pet insurance provider is for you? Don’t worry, we did the research so you don’t have to. See how Waggel compares.
Waggel provides more security than other providers, including Animal Friends.
If you’re considering purchasing pet insurance, you might be weighing up your options between Waggel and Animal Friends. Here, we’ve done the work to compare the features of both brands to give you the confidence that your pet will be covered when they need it most.
We’ll review things like Annual Limit and Excess, the flexibility to change your policy as your pet ages without additional claim costs and extra benefits for you and your pet like free behavioural and nutrition consultations, access to 24/7 vet video consultations and exclusive member rewards.
At Waggel, we provide the best possible insurance for your pet.
Compare Waggel and Animal Friends.
✅ Included⠀⠀❌ Not Included
Data correct as of July 2024
*Prices are based on a one-year-old, female medium mixed breed living in London.
Waggel: £4,000 coverage, £200 excess
Animal Friends: £4,000 coverage, £199 excess
What makes Waggel different.
Waggel lets you adjust your coverage and excess.
With Waggel, you can customise your flexible policy by choosing from seven Annual Limit options (£1,000 to £15,000) and six excess options (£0 to £500). We’re one of the only providers that let you adjust all your Annual Limit and excess limits at renewal.
Animal Friends limits adjustments to coverage and excess.
Animal Friends offers limited flexibility with changing your coverage and excess options. While you can increase your cover level for new conditions, conditions apply, and there’s no guarantee you can adjust your excess at renewal.
With Waggel, there are no co-payments for your pet as they age.
We want to support your pet throughout their lifetime and therefore don’t require co-payments at any age - allowing you to keep control over your pet's healthcare expenses.
With Animal Friends, you’ll pay an additional 20% co-payment as your pet ages.
Animal Friends requires you to pay an additional 20% of each claim once your pet reaches the age of 8 years old (dogs) and 10 years old (cats) - this is a common practice for pet insurance brands.
Waggel covers dental for accidents and illnesses on all coverage levels.
At Waggel, we ensure your pet’s dental health is protected. Our policies cover dental claims for both accidents and illnesses across all coverage levels, providing comprehensive care for your pet’s teeth and gums.
With Animal Friends, dental coverage is limited.
Animal Friends restricts dental coverage, only providing it for policies over £5,000 coverage. In addition, they limit £5,000 policies to dental accidents, only providing coverage for dental accidents and illnesses for their £10,000 and £18,000 policies.
Waggel provides comprehensive behavioural treatment coverage.
With Waggel, your pet’s behavioural issues are covered up to £1,000 per policy year. This includes treatments recommended by your vet, ensuring your pet gets the support they need, and providing peace of mind for pet owners.
Animal Friends limits coverage for behavioural treatments.
Animal Friends offers limited behavioural treatment coverage, with only their highest-tier policies (£10,000 and £18,000) covering these treatments up to £1,000 per policy year. Lower-tier policies do not include behavioural treatments.
All of our claims are assessed by UK-based vet nurses, Animal Friends’ aren’t.
A personal Customer Champion.
At Waggel, we’ll set you up with a dedicated Customer Champion with hands-on experience of the claims process, ensuring you have access to knowledge and expertise throughout your time with us. This is not the case for Animal Friends.
Waggel offers exclusive member benefits.
Free vet video calls with Joii.
We've partnered with Joii to bring Waggel members exclusive access to 24/7 online vet care. Schedule immediate consultations and connect with a qualified UK-based vet through one easy-to-use app.
Free behaviourist & nutritionist video calls.
Waggel members get access to free consultations with Companion Animal Wellness, a team of behaviour and nutrition practitioners to assist you and your beloved furry friends. With their knowledge and experience, whatever the problem, they're here to help.
Your bespoke reward partners.
Butternut Box.
Fresh, home-cooked dog food, perfectly portioned and delivered to your door.
Biscuit Pet Care.
A free-to-use pet rewards app that treats you for walking and taking care of your dog.
TrustedHousesitters.
Free & unique home stays around the world, in exchange for caring for adorable pets.
Protect My Pet.
Tailored flea, tick and worm protection your pet needs, delivered monthly to your door. All sizes & breeds.
Pet Database.
Pet Database the only free database containing the details of microchipped pets with a UK-wide lost pet service.
Waggel goes further than Animal Friends.
Waggel was created to make pet insurance simpler and more human. In our opinion, traditional pet insurance had become overly complicated, leaving many pet owners regretting their policy choices. We believe it's our responsibility to ensure you have the right policy and support every step of the pet ownership journey, even when you’re not claiming.
