Lifetime dog insurance.

  • Lifetime dog insurance up to £15,000

  • Unlimited free video vet calls

  • Dental included as standard

A man smiling in a cafe with his Cavapoo.

Budget-friendly dog insurance for modern pet owners

Award-winning dog insurance, fuelled by our love for pets, tech and doing things differently. Unlike most UK pet insurance companies, Waggel only provides Lifetime Insurance, which means we’re here for it all - from vet fees to behavioural issues, we’ve got you and your dog covered. Check out what’s included in every Waggel policy below.

Flexible limits and Excess

Adjustable Annual Limit and Excess to suit your coverage and budgetary needs. It's just one of our many unique features and helps you to take control of your pet's policy.

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Complete coverage

We'll cover your vet fees up to the limits selected. This includes consultation fees, diagnostics, procedures, surgery and medication.

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Dental included

We cover treatment costs associated with dental-related accidents and illnesses up to £1,000.

We are different from other insurance providers

We provide pet insurance that's there for you throughout the entirety of your pet’s life - whether you need to claim or not. Once you become a member, you'll have access to our bespoke membership platform which contains dozens of offers and discounts for you and your pet. This includes discounts on cat and dog food, treatments for fleas and worms plus plenty of accessories to pamper your pet.

We're also the only UK pet insurance provider that offers free behaviour and nutrition consultations for all our members with Companion Animal Wellness, a team of behaviour and nutrition practitioners to assist you and your beloved furry friends.

Our aim is to provide a new, simple and enjoyable experience that empowers a new generation of pet owners. Everything we design, create and offer is as easy as possible; the language we use on our websites and forms; the design of our sign-up and claims process plus all our policy wording.

"I have to say, never in my adult life have I ever claimed on pet insurance before. This was so straightforward and easy to use. Anxiety gone."
Heston, a small brown and white dog.
Nick & Heston.

Personalised claiming

A personal Customer Champion

Every Waggel member is assigned a Customer Champion, a UK-based veterinary nurse who is there to help you through the claim process.

A Waggel Customer Champion standing in front of a window.
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Completely digital

Make a claim in seconds and track it online in real-time.

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Extensive network

Claim at any UK-registered vet practice and we'll pay them directly.

Members get more

Free vet video calls with Joii

We've partnered with Joii to bring Waggel members exclusive access to 24/7 online vet care. Schedule immediate consultations and connect with a qualified UK-based vet through one easy-to-use app.

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Free behaviourist & nutritionist video calls

Waggel members get access to free consultations with Companion Animal Wellness, a team of behaviour and nutrition practitioners to assist you and your beloved furry friends. With their knowledge and experience, whatever the problem, they're here to help.

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Your bespoke reward partners

Butternut Box

Butternut Box

Fresh, home-cooked dog food, perfectly portioned and delivered to your door.

Biscuit Pet Care

Biscuit Pet Care

A free-to-use pet rewards app that treats you for walking and taking care of your dog.

TrustedHousesitters

TrustedHousesitters

Free & unique home stays around the world, in exchange for caring for adorable pets.

Protect My Pet

Protect My Pet

Tailored flea, tick and worm protection your pet needs, delivered monthly to your door. All sizes & breeds.

Pet Database

Pet Database

Pet Database the only free database containing the details of microchipped pets with a UK-wide lost pet service.

Super easy, fast & comprehensive

At Waggel, we're committed to providing our members with the best experience. From quote to claim and everything in between, we even provide value in the months you aren't claiming with a bespoke membership platform that includes exclusive offers and support for you and your pet.

We only offer comprehensive Lifetime pet insurance policies, including £15,000 cover for vet fees, £1,000 cover for dental treatment and loss and theft, plus £2,000,000 cover for third-party liability for dogs.

With Waggel you can get insured in minutes and submit a claim in seconds. You'll also receive support from a personal UK-based Customer Champion who can help you track your claims online in real-time.

We know that life sometimes gets in the way, so allow members to customise their policy upon renewal. Each year you can adjust your Annual Limit (between £1,000 to £15,000) and your Excess (from £0 up to £500).